CDBG Employment Incentive Program (EIP)
Georgia Department of Community Affairs
CDBG set-aside financing job-creating infrastructure or business loans, with a faster funding cycle than the annual competition.
Up to $1,000,000
Confirm with agencyGrantHousing, Community and Economic DevelopmentEmployment, Labor & Training
The catch: At least 51% of the jobs created must go to low- and moderate-income persons, and federal CDBG rules apply; repaid business loans can seed a local revolving loan fund that DCA oversees.
Next deadline: Varies — check official page · Set-aside with a flexible funding cycle; no fixed deadline stated
Eligibility, how to apply, match, contact
- Eligibility
- Non-entitlement Georgia local governments with a project that creates or retains jobs, at least 51% of them for low- and moderate-income persons.
- How to apply
- Direct application: the local government applies to DCA's CDBG program; forms are in EIP Documents & Downloads.
- Applicant types
- Public Agency
- Award size
- Up to $1,000,000
- Funding source
- Federal
- Geography
- Georgia, outside HUD entitlement cities and urban counties
- Contact
- name: DCA CDBG Program;
CDBG Immediate Threat and Danger Program (ITAD)
Georgia Department of Community Affairs
CDBG matching funds for urgent, recent threats to public health or welfare, typically after a declared disaster.
Up to $50,000; DCA reserves $200,000 for major disasters
Confirm with agencyGrantMatch 50% (local funds at least 10% of project cost)Disaster Prevention & ReliefHousing, Community and Economic Development
The catch: The need must be urgent, unique and recent (within 18 months), and routine wear and tear on infrastructure does not qualify.
Next deadline: Varies — check official page · Set-aside for urgent needs; no fixed deadline stated
Eligibility, how to apply, match, contact
- Eligibility
- Non-entitlement Georgia local governments facing an urgent situation that arose or became critical within 18 months of application, where no other financial resources are available.
- How to apply
- Direct application: the local government applies to DCA's CDBG program with a description of the threat's cause and likely consequences; forms are in Immediate Threat and Danger Documents & Downloads.
- Applicant types
- Public Agency
- Award size
- Up to $50,000; DCA reserves $200,000 for major disasters
- Funding source
- Federal
- Match
- 50% (local funds at least 10% of project cost)
- Geography
- Georgia, outside HUD entitlement cities and urban counties
- Contact
- name: DCA CDBG Program;
CDBG Redevelopment Fund (RDF)
Georgia Department of Community Affairs
Flexible CDBG financing for downtown, commercial and industrial redevelopment projects that eliminate slum or blight.
Varies — check official page
Confirm with agencyGrantHousing, Community and Economic Development
The catch: Projects must meet the federal slum-or-blight objective and CDBG requirements, and should leverage private investment that would not happen otherwise.
Next deadline: Varies — check official page · Set-aside; no fixed deadline stated
Eligibility, how to apply, match, contact
- Eligibility
- Non-entitlement Georgia local governments with a redevelopment project meeting the CDBG slum-or-blight national objective.
- How to apply
- Direct application: the local government applies to DCA's CDBG program; the RDF flyer and forms are in Redevelopment Fund Documents & Downloads.
- Applicant types
- Public Agency
- Award size
- Varies — check official page
- Funding source
- Federal
- Geography
- Georgia, outside HUD entitlement cities and urban counties
- Contact
- name: DCA CDBG Program;
CDBG Section 108 Loan Guarantee Program
Georgia Department of Community Affairs
State pledge of future CDBG funds so non-entitlement governments can borrow HUD-guaranteed money for large economic development projects.
Up to $5,000,000 loan guarantee
Confirm with agencyLoanHousing, Community and Economic DevelopmentEmployment, Labor & Training
The catch: This is debt the local government must repay, and HUD has the final say. DCA may cap the amount pledged to any one government or business.
Next deadline: Varies — check official page · No fixed cycle stated
Eligibility, how to apply, match, contact
- Eligibility
- Non-entitlement Georgia local governments with a project that meets all CDBG requirements and produces significant jobs or benefit for low- and moderate-income persons; projects that other programs could fully fund are generally not considered.
- How to apply
- Direct application: the local government requests the State's concurrence and pledge of grants from DCA; HUD makes the final guarantee decision.
- Applicant types
- Public Agency
- Award size
- Up to $5,000,000 loan guarantee
- Funding source
- Federal
- Geography
- Georgia, outside HUD entitlement cities and urban counties
- Contact
- name: Kathleen Vaughn;
- Statutory authority
- Section 108, Title I, Housing and Community Development Act of 1974, as amended
Certified Local Government (CLG) Historic Preservation Grants
Georgia Department of Community Affairs
Federal Historic Preservation Fund matching grants for preservation projects by Certified Local Governments.
Varies — check official page
ExpectedGrantMatch 40%Libraries and ArtsHousing, Community and Economic Development
The catch: Only Certified Local Governments qualify, and federal HPF assurances, lobbying disclosure and Secretary of the Interior standards apply.
Next deadline: Expected: February 2027 · Annual; applications open the first Friday in December and are due on or before February 1 at 11:59 p.m.
Eligibility, how to apply, match, contact
- Eligibility
- Georgia cities and counties holding Certified Local Government status.
- How to apply
- Direct application: apply through NR-TIGERS, DCA's grant management system, with the assurances, lobbying disclosure and resolution forms.
- Applicant types
- Public Agency
- Award size
- Varies — check official page
- Funding source
- Federal
- Match
- 40%
- Geography
- Statewide
- Submit via
- true
Community Development Block Grant (CDBG) Annual Competition
Georgia Department of Community Affairs
Annual competitive HUD CDBG grants to Georgia's non-entitlement cities and counties for housing, public facilities, water and sewer, and economic development.
Up to $1,000,000 (single activity) or $1,250,000 (multi-activity)
Confirm with agencyGrantMatch Up to 15%Housing, Community and Economic DevelopmentEnvironment & WaterDisadvantaged Communities
The catch: Projects must substantially benefit low- and moderate-income persons and carry federal CDBG requirements; larger awards need a local cash match, and selection favors the communities with the greatest need.
Next deadline: Varies — check official page · Annual competition; the FY2027 application is open through DCA's GrAAM (eCivis) portal; no FY2027 deadline is stated on the program page. FY2026 awards were announced September 4, 2026.
Applicant tip: Nonprofits and individuals cannot apply, so bring a project to the city or county, which applies on your behalf.
Eligibility, how to apply, match, contact
- Eligibility
- Units of general local government in Georgia that do not take part in HUD's CDBG entitlement or urban county programs. Every project must substantially benefit low- and moderate-income persons.
- How to apply
- Direct application: eligible local governments apply through DCA's Grant Application Administration and Management (GrAAM) portal on eCivis, linked as "Apply Now" on the Annual CDBG Competition page.
- Applicant types
- Public Agency
- Award size
- Up to $1,000,000 (single activity) or $1,250,000 (multi-activity)
- Funding source
- Federal
- Match
- Up to 15%
- Geography
- Georgia, outside HUD entitlement cities and urban counties
- Submit via
- true
- Contact
- name: DCA CDBG Program;
Downtown Development Revolving Loan Fund (DDRLF)
Georgia Department of Community Affairs
Below-market loans for capital projects that spur commercial redevelopment in historic downtowns.
Up to $250,000 per project
OpenLoanHousing, Community and Economic Development
The catch: This is a loan that must be repaid, and the project must sit in a core historic commercial area.
Next deadline: Rolling · Rolling; applications accepted throughout the year as loan funds are available
Eligibility, how to apply, match, contact
- Eligibility
- Municipalities of 100,000 or fewer, and counties and development authorities proposing core historic commercial-area projects in places of 100,000 or fewer, with a viable downtown project and clearly identified uses of the loan.
- How to apply
- Direct application: the city, county or development authority applies to DCA; DCA suggests first contacting the community services representative for your area.
- Applicant types
- Public Agency
- Award size
- Up to $250,000 per project
- Geography
- Georgia communities of 100,000 or fewer
- Contact
- name: Sally Mrus; tel: (404) 982-3400;
Emergency Solutions Grants (ESG) Program
Georgia Department of Community Affairs
Sub-awards for street outreach, emergency shelter, rapid re-housing, homelessness prevention and related services.
Varies — check official page
Confirm with agencyGrantHousing, Community and Economic DevelopmentHealth & Human ServicesDisadvantaged Communities
The catch: Sub-grantees must meet HUD ESG client eligibility and program rules and operate within a continuum of assistance aimed at stable housing outcomes.
Next deadline: Varies — check official page · Competition run each program year under a Method of Distribution; 2026 round opened April 13, 2026 and closed May 8, 2026 at 5:00 p.m. (passed); no 2027 round posted
Eligibility, how to apply, match, contact
- Eligibility
- Local government entities and nonprofit organizations in Georgia delivering homeless services in the funded categories.
- How to apply
- Direct application: apply online in the component category (Emergency Shelter, Homeless Prevention, Hotel Motel Voucher, Rapid Re-Housing, Street Outreach or Supportive Services Only) during the competition window.
- Applicant types
- Public Agency, Nonprofit
- Award size
- Varies — check official page
- Funding source
- Federal and State
- Geography
- Statewide
- Submit via
- true
Georgia Dream Homeownership Program (Down Payment Assistance)
Georgia Department of Community Affairs
30-year fixed-rate mortgages with a down payment assistance loan for first-time Georgia homebuyers.
Down payment assistance of 5% up to $10,000, or 6% up to $12,500 for PEN and Choice buyers
Confirm with agencyLoanHousing, Community and Economic Development
The catch: The down payment help is a loan, not a gift, and buyers must stay under the area income and price limits and the post-closing asset cap.
Next deadline: Varies — check official page · Ongoing through participating lenders; terms effective July 8, 2026
Eligibility, how to apply, match, contact
- Eligibility
- First-time buyers (no ownership interest in a primary residence in three years) or buyers in certain areas, with household income under the area limit, liquid assets after closing of no more than $20,000 or 20% of the sales price (whichever is greater), and mortgage credit approval.
- How to apply
- Through lenders: contact a Georgia Dream participating lender to pre-qualify, or call 800-359-4663.
- Applicant types
- Individual
- Award size
- Down payment assistance of 5% up to $10,000, or 6% up to $12,500 for PEN and Choice buyers
- Funding source
- Other
- Geography
- Statewide
- Contact
- tel: 800-359-4663;
Georgia Dream Peach Plus Loan Program
Georgia Department of Community Affairs
FHA/VA 30-year mortgages with down payment assistance for buyers outside the standard Georgia Dream limits.
Down payment assistance of 3.5% up to $10,000, or 4% up to $12,500 for PEN and Choice buyers
Confirm with agencyLoanHousing, Community and Economic Development
The catch: Peach Plus carries a market-based (higher) interest rate than standard Georgia Dream, and the assistance is a loan.
Next deadline: Varies — check official page · Ongoing through participating lenders
Eligibility, how to apply, match, contact
- Eligibility
- Homebuyers with household income under the Peach Plus area limit, liquid assets of no more than $20,000 or 20% of the sales price (whichever is greater), and FHA or VA credit approval.
- How to apply
- Through lenders: contact a Georgia Dream participating lender, who gives credit approval for the FHA or VA loan.
- Applicant types
- Individual
- Award size
- Down payment assistance of 3.5% up to $10,000, or 4% up to $12,500 for PEN and Choice buyers
- Funding source
- Other
- Geography
- Statewide
Georgia Heritage Grant Program
Georgia Department of Community Affairs
State matching grants to preserve Georgia Register-eligible historic properties.
Varies — check official page
Confirm with agencyGrantLibraries and ArtsHousing, Community and Economic Development
The catch: This is a matching grant, so applicants put up their own share, and the property must be eligible for the Georgia Register.
Next deadline: Varies — check official page · Grant cycle opened August 31, 2026 and closed October 31, 2026 at 11:59 p.m. (passed); no next cycle posted
Eligibility, how to apply, match, contact
- Eligibility
- Georgia local governments and nonprofit organizations with a preservation project on a Georgia Register-eligible historic property.
- How to apply
- Direct application: apply through NR-TIGERS, DCA's grant management system, with the survey requirement form and scope of work worksheet.
- Applicant types
- Public Agency, Nonprofit
- Award size
- Varies — check official page
- Funding source
- State
- Geography
- Statewide
- Submit via
- true
Georgia Rehoused
Georgia Department of Community Affairs
One combined State Housing Trust Fund application for six fund sources aimed at reducing unsheltered homelessness.
Varies — check official page
OpenGrantHousing, Community and Economic DevelopmentDisadvantaged CommunitiesVeterans & Military
The catch: A pre-application is required before the competitive application, with MOA or advisory committee documentation, local government participation, a project budget and HMIS registration.
Next deadline: Nov 25, 2026 · Recurring funding cycles (round two opened July 2026; the third cycle is open now). Cycle 3: pre-applications due Wednesday, November 25, 2026 at 5:00 p.m.; competitive applications due Wednesday, December 16, 2026 at 5:00 p.m.
Eligibility, how to apply, match, contact
- Eligibility
- Collaborative partnerships representing local government interests that can show how the funds will reduce unsheltered homelessness and that use, or are taking steps to use, HMIS.
- How to apply
- Direct application: submit the pre-application through the State Housing Trust Fund for the Homeless Commission JotForm by November 25, 2026, then the competitive application by December 16, 2026.
- Applicant types
- Public Agency, Nonprofit
- Award size
- Varies — check official page
- Funding source
- Federal and State
- Geography
- Statewide
- Submit via
- true
- Contact
- name: State Housing Trust Fund for the Homeless;
HOME Investment Partnerships Program — Multifamily Rental Development
Georgia Department of Community Affairs
Federal HOME funds for affordable multifamily rental developments, awarded alongside the Housing Tax Credit round.
Varies — check official page
Confirm with agencyOtherHousing, Community and Economic Development
The catch: Federal HOME affordability, environmental and compliance requirements apply to the rental property.
Next deadline: Varies — check official page · Offered through a HOME Notice of Funding Opportunity tied to the tax credit round; 2026 NOFO selections posted; no 2027 notice posted
Eligibility, how to apply, match, contact
- Eligibility
- Developers of affordable multifamily rental housing in Georgia applying under DCA's HOME funding notice and the current Qualified Allocation Plan.
- How to apply
- Direct application: apply under DCA's HOME Notice of Funding Opportunity during the Housing Tax Credit application round.
- Applicant types
- Business, Nonprofit, Other Legal Entity
- Award size
- Varies — check official page
- Funding source
- Federal
- Geography
- Statewide
Housing Tax Credit Program (Low-Income Housing Tax Credits)
Georgia Department of Community Affairs
Competitive 9% and bond-financed 4% housing tax credits for affordable rental housing serving households at 20%-80% of area median income.
Varies — check official page
Confirm with agencyTax creditHousing, Community and Economic Development
The catch: Credited units must serve households in the 20%-80% AMI range, and awarded developments are subject to DCA compliance monitoring and the QAP scoring and underwriting rules.
Next deadline: Varies — check official page · Annual 9% competitive round under the QAP; the 2026 9% application deadline was May 8, 2026 (passed), and 2026 award lists are posted. No 2027 deadline posted yet; 4% credits with bonds run on a separate application list.
Eligibility, how to apply, match, contact
- Eligibility
- Development teams that meet the threshold, scoring and underwriting requirements of the current Qualified Allocation Plan.
- How to apply
- Direct application: submit under the current QAP using the application manuals, core application and scoring documents on DCA's Resources for Applying page.
- Applicant types
- Business, Nonprofit, Other Legal Entity
- Award size
- Varies — check official page
- Funding source
- Federal and State
- Geography
- Statewide
- Contact
- name: Kim Golden;
National Housing Trust Fund (NHTF)
Georgia Department of Community Affairs
Annual HUD formula funds DCA uses as gap financing for tax credit rental developments, recently through a supportive housing notice.
Varies — check official page
Confirm with agencyOtherHousing, Community and Economic DevelopmentDisadvantaged Communities
The catch: NHTF is gap money layered into tax credit deals, so applicants generally also compete in the tax credit round; federal affordability and compliance rules apply.
Next deadline: Varies — check official page · Annual HUD allocation; 2026 Single-Site Supportive Housing NOFO published January 23, 2026, applications due March 12, 2026 (passed), awards announced April 6, 2026; no 2027 notice posted
Eligibility, how to apply, match, contact
- Eligibility
- Developers of tax credit rental developments meeting the requirements of DCA's current NHTF notice.
- How to apply
- Direct application: submit through DCA's Emphasys online portal under the current notice of funding opportunity.
- Applicant types
- Business, Nonprofit, Other Legal Entity
- Award size
- Varies — check official page
- Funding source
- Federal
- Geography
- Statewide
- Submit via
- true
Preferential Property Tax Assessment Program for Rehabilitated Historic Property
Georgia Department of Community Affairs
Roughly 8.5-year freeze of the county property tax assessment on a substantially rehabilitated historic building.
Varies — check official page
Confirm with agencyOtherHousing, Community and Economic DevelopmentLibraries and Arts
The catch: The value-increase threshold is steep, and work reviewed after the fact or not meeting DCA conditions can lose the benefit.
Next deadline: Varies — check official page · Project-based application; no deadline stated
Eligibility, how to apply, match, contact
- Eligibility
- Properties listed in or eligible for the National or Georgia Register whose rehabilitation meets DCA's standards and raises fair market value by the required 50%-100%.
- How to apply
- Direct application: submit Part A and Part B certification materials through DCA's NR-TIGERS portal, the same portal used for the state income tax credit.
- Applicant types
- Individual, Business
- Award size
- Varies — check official page
- Funding source
- Other
- Geography
- Statewide
- Submit via
- true
Private Activity Bond Allocation Program
Georgia Department of Community Affairs
Allocation of Georgia's federal tax-exempt private activity bond cap for industrial, housing and infrastructure projects.
Varies — check official page
OpenOtherHousing, Community and Economic Development
The catch: Fees apply ($250 application, $250 carryforward, $100 adjustment, and 0.1% at issuance), economic development requests over $20 million need a DCA feasibility letter, and housing projects always do.
Next deadline: Rolling · Rolling; DCA's application procedure keeps allocation available throughout the year
Eligibility, how to apply, match, contact
- Eligibility
- Local issuing authorities whose project has issuer approval, a public hearing, local government approval and financing in place. Economic development projects must create or retain one job per $125,000 of financing; housing projects must set aside units for low- and moderate-income families or produce affordable first-time-buyer mortgages.
- How to apply
- Direct application: the issuing authority applies through DCA's Bond Allocation application portal and pays the $250 application fee.
- Applicant types
- Public Agency
- Award size
- Varies — check official page
- Funding source
- Other
- Geography
- Statewide
- Submit via
- true
- Contact
- name: DCA Bond Allocation Program;
Regional Economic Business Assistance (REBA)
Georgia Department of Community Affairs
Deal-closing financing for a company's fixed-asset needs, applied for by a local development authority.
Varies — check official page
Confirm with agencyOtherHousing, Community and Economic DevelopmentEmployment, Labor & Training
The catch: The company cannot apply directly, and the project needs a state economic development agency's backing.
Next deadline: Varies — check official page · Project-driven; no fixed deadline stated
Eligibility, how to apply, match, contact
- Eligibility
- Local development authorities with a company project supported by a state agency recommendation letter, typically from the Georgia Department of Economic Development.
- How to apply
- Direct application: the local development authority applies to DCA with a state agency recommendation letter.
- Applicant types
- Public Agency
- Award size
- Varies — check official page
- Geography
- Statewide
- Contact
- name: Sherron Alexander Jackson;
Rural Zone Program
Georgia Department of Community Affairs
Tax credits for job creation and downtown property investment and renovation in up to 10 designated rural zones a year.
Varies — check official page
Confirm with agencyTax creditHousing, Community and Economic DevelopmentEmployment, Labor & Training
The catch: No credit is available without the job creation element, and Rural Zone credits cannot be combined with any other state tax credit.
Next deadline: Varies — check official page · Annual zone designation (up to 10 zones per year); no date stated
Eligibility, how to apply, match, contact
- Eligibility
- Zone designation is competitive under DCA's Rural Zone rules; credits go to businesses and investors with qualified activity inside a designated zone that includes job creation.
- How to apply
- Direct application: submit a zone application to DCA under the Rural Zone program rules; businesses in designated zones then claim the credits.
- Applicant types
- Public Agency, Business
- Award size
- Varies — check official page
- Funding source
- State
- Geography
- Designated rural zones
- Contact
- name: Tricia DePadro;
Southeast Crescent Regional Commission (SCRC) Program — Georgia
Georgia Department of Community Affairs
Federal-state SCRC investment in infrastructure, business, workforce, agriculture and rural health projects in south and central Georgia.
Varies — check official page
Confirm with agencyOtherMatch 20% (distressed counties) or 50% (transitional counties)Housing, Community and Economic DevelopmentEmployment, Labor & TrainingAgriculture
The catch: Matching funds are required (20% or 50% depending on county status), and attainment counties are excluded.
Next deadline: Varies — check official page · Pre-application then full application; the last posted round (2025) had pre-applications due May 27, 2025 and full applications due July 18, 2025 (passed); no later round posted
Eligibility, how to apply, match, contact
- Eligibility
- Projects in Georgia's 88 distressed or 24 transitional SCRC counties; the 10 attainment counties cannot receive funds.
- How to apply
- Direct application: submit a pre-application and then a full application through the SCRC application link on DCA's page.
- Applicant types
- Other Legal Entity
- Award size
- Varies — check official page
- Funding source
- Federal
- Match
- 20% (distressed counties) or 50% (transitional counties)
- Geography
- 122 Georgia counties in the SCRC region (112 eligible)
- Submit via
- true
- Contact
- name: Brittany Pittman;
Special Voucher Assistance Fund
Georgia Department of Community Affairs
State funds for housing authorities to cover deposits and service fees for special purpose voucher holders.
Varies — check official page
OpenGrantHousing, Community and Economic DevelopmentDisadvantaged CommunitiesVeterans & Military
The catch: Authorities must pay landlords within 21 days of a request, have allocations independently reviewed each quarter and recoup deposit service fees from landlords.
Next deadline: Rolling · Rolling; 2026 NOFA issued May 1, 2026
Eligibility, how to apply, match, contact
- Eligibility
- Georgia voucher-administering housing authorities with special purpose voucher allocations (or a commitment to apply for them), unleased vouchers or a justification for leased households, and a policy to accept DBHDD Georgia Housing Voucher Program referrals.
- How to apply
- Direct application: submit the Special Voucher Assistance Fund 2026 Funding Application online with a W-9, supplier change request form, language access plan acknowledgement and any third-party agreement.
- Applicant types
- Public Agency
- Award size
- Varies — check official page
- Funding source
- State
- Geography
- Statewide
- Submit via
- true
- Contact
- name: State Housing Trust Fund for the Homeless;
Stable Housing Accountability Program (SHAP)
Georgia Department of Community Affairs
State grants to sponsors providing voluntary, immediate, stable housing and support services.
$50,000 to $637,500 (2026 new awards)
Confirm with agencyGrantHousing, Community and Economic DevelopmentDisadvantaged Communities
The catch: Funding depends on each year's state appropriation, and existing awardees renew only if they meet the prior cycle's performance criteria.
Next deadline: Varies — check official page · Annual NOFA, subject to state funding; 2026 applications were due November 10, 2025 at 5:00 p.m. (passed); no 2027 NOFA posted
Eligibility, how to apply, match, contact
- Eligibility
- Qualified sponsors registered with the Georgia Secretary of State, with an active EIN and meeting the NOFA's other threshold requirements.
- How to apply
- Direct application: new applicants and renewing awardees submit through the eCivis portal by the NOFA deadline.
- Applicant types
- Nonprofit, Business, Public Agency
- Award size
- $50,000 to $637,500 (2026 new awards)
- Funding source
- State
- Geography
- Statewide
- Submit via
- true
- Contact
- name: Stable Housing Accountability Program;
- Statutory authority
- O.C.G.A. § 8-3-301, § 8-3-310 and § 8-3-311
State Income Tax Credit Program for Rehabilitated Historic Property
Georgia Department of Community Affairs
Georgia income tax credit of 25% of qualified rehabilitation costs for historic buildings.
25% of qualified rehabilitation expenses, up to $100,000 (principal residence) or $5 million / $10 million (other properties)
Confirm with agencyTax creditHousing, Community and Economic DevelopmentLibraries and Arts
The catch: Work must follow DCA's rehabilitation standards and be reviewed before it is substantially complete, or the credit may be denied.
Next deadline: Varies — check official page · Project-based application; no deadline stated
Applicant tip: File Part A before construction starts; projects first submitted when substantially complete risk losing the incentive.
Eligibility, how to apply, match, contact
- Eligibility
- Properties listed in or eligible for the National or Georgia Register (individually or in a district), or for owner-occupied historic homes, locally designated or contributing to a local district, where the project meets DCA's rehabilitation standards and the substantial rehabilitation threshold.
- How to apply
- Direct application: submit Part A (preliminary certification) and later Part B (final certification) through DCA's NR-TIGERS portal; all applications must be digital.
- Applicant types
- Individual, Business
- Award size
- 25% of qualified rehabilitation expenses, up to $100,000 (principal residence) or $5 million / $10 million (other properties)
- Funding source
- State
- Geography
- Statewide
- Submit via
- true
State Opportunity Zones (Job Tax Credit)
Georgia Department of Community Affairs
DCA designation that unlocks Georgia's maximum $3,500-per-job tax credit in older commercial and industrial areas.
$3,500 per job created (Job Tax Credit)
Confirm with agencyTax creditHousing, Community and Economic DevelopmentEmployment, Labor & Training
The catch: The credit is a tax offset, not cash, and only applies once a zone is designated and at least two new jobs are created.
Next deadline: Varies — check official page · Designation on local government request; no deadline stated
Eligibility, how to apply, match, contact
- Eligibility
- Local governments with an area in or adjacent to a census block group of 15% or greater poverty where an enterprise zone or urban redevelopment plan exists; businesses in a designated zone creating at least two jobs.
- How to apply
- Direct application: the local government submits a designation request to DCA (see the Local Government Designation page); businesses then claim the credit on Georgia tax filings.
- Applicant types
- Public Agency, Business
- Award size
- $3,500 per job created (Job Tax Credit)
- Funding source
- State
- Geography
- Designated State Opportunity Zones
- Contact
- name: Tricia DePadro;
State Small Business Credit Initiative (SSBCI) Loan Programs
Georgia Department of Community Affairs
Federal SSBCI credit support (loan participation, credit guaranty, CDFI companion loans) for small business loans made by approved lenders.
Varies — check official page
Confirm with agencyLoanHousing, Community and Economic Development
The catch: These are loans, not grants. The lender decides credit and terms, and the money comes from a fixed federal allocation.
Next deadline: Varies — check official page · Ongoing through approved lenders while SSBCI funds last
Applicant tip: The UGA Small Business Development Center offers free help with business plans, projections and credit repair before you apply.
Eligibility, how to apply, match, contact
- Eligibility
- Reasonably creditworthy owner-occupied small businesses with 500 or fewer employees, borrowing through an approved SSBCI lender.
- How to apply
- Through lenders: apply with an approved SSBCI lender, which underwrites the loan and picks the program; DCA's SSBCI Program Manager can help find a lender.
- Applicant types
- Business
- Award size
- Varies — check official page
- Funding source
- Federal
- Geography
- Statewide
- Contact
- name: SSBCI Program Manager;