{"status":200,"message":"Success","data":{"id":"79209b26-2d01-5084-9f46-5ba881f294c6","title":"CDBG Section 108 Loan Guarantee Program","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"b1ece38c-d874-4480-8094-f7ff54f93e75"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"ga:dca-cdbg-section-108-loan-guarantee"}}},"status":{"value":"custom","customValue":"Confirm with agency","description":"Varies — check official page"},"description":"Section 108 lets a non-entitlement Georgia local government finance a large, unique economic development project that cannot proceed without a federal loan guarantee. DCA pledges the state's future CDBG funds to HUD as the repayment backstop, HUD guarantees notes the local government issues, and the notes are sold in public offerings. DCA uses conservative underwriting and only backs projects whose local and project revenue can service the debt.","funding":{"details":"Up to $5,000,000 loan guarantee","maxAwardAmount":{"amount":"5000000.00","currency":"USD"}},"funders":{"primary":{"id":"68721313-d502-5844-bb99-85893a496598","name":"Georgia Department of Community Affairs","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"a0adb602-7d4e-4547-b779-0faf6cb568ae","allIds":[{"id":"a0adb602-7d4e-4547-b779-0faf6cb568ae","status":"active"},{"id":"16a6c7c9-554f-452f-af57-e43d06ee55fd","status":"active"}]},"org:us:ga:agency":{"registry":{"code":"org:us:ga:agency","url":"https://opengrants.io/common-grants/registries/org-us-ga-agency.json"},"id":"DCA"}}}}},"keyDates":{"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"No fixed cycle stated"}}},"acceptedApplicantTypes":[{"value":"government_state","description":"Public Agency"},{"value":"government_county","description":"Public Agency"},{"value":"government_municipal","description":"Public Agency"},{"value":"government_special_district","description":"Public Agency"}],"source":"https://dca.georgia.gov/financing-tools/infrastructure/community-development-block-grants-cdbg/cdbg-section-108-loan","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"name":"Kathleen Vaughn"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Non-entitlement Georgia local governments with a project that meets all CDBG requirements and produces significant jobs or benefit for low- and moderate-income persons; projects that other programs could fully fund are generally not considered. Non-entitlement local governments issue the guaranteed notes, usually on behalf of a large economic development project."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://dca.georgia.gov/financing-tools","description":"Georgia Department of Community Affairs grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSource":{"name":"fundingSource","fieldType":"string","value":"Federal","description":"State, Federal, Federal and State, or Other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-09T06:04:05Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"GA","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"dca","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"DCA","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://dca.georgia.gov/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development","Employment, Labor & Training"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Public Agency"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Non-entitlement local governments issue the guaranteed notes, usually on behalf of a large economic development project.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"State pledge of future CDBG funds so non-entitlement governments can borrow HUD-guaranteed money for large economic development projects.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Georgia, outside HUD entitlement cities and urban counties","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSourceNotes":{"name":"fundingSourceNotes","fieldType":"string","value":"HUD Section 108 guarantee under Title I of the Housing and Community Development Act of 1974; DCA commits no funding of its own.","description":"Notes on the source of funds","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Up to $5,000,000 loan guarantee","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Direct application: the local government requests the State's concurrence and pledge of grants from DCA; HUD makes the final guarantee decision.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"statutoryAuthority":{"name":"statutoryAuthority","fieldType":"string","value":"Section 108, Title I, Housing and Community Development Act of 1974, as amended","description":"Statute or rule authorizing the program","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"No fixed cycle stated","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Varies — check official page","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"This is debt the local government must repay, and HUD has the final say. DCA may cap the amount pledged to any one government or business.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"dca-cdbg-section-108-loan-guarantee","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-georgia/#p-dca-cdbg-section-108-loan-guarantee","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://dca.georgia.gov/financing-tools/infrastructure/community-development-block-grants-cdbg/cdbg-section-108-loan","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-04","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-04T13:29:16.241123+00:00","lastModifiedAt":"2026-11-09T12:38:12Z","competitions":[],"awards":[]}}