Medicare Savings Programs (Medicare Buy-In Programs)

Maryland's Medicare Savings Programs (MSPs), also known as Medicare Buy-In Programs, help low-income Medicare beneficiaries pay their monthly Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) premiums, as well as out-of-pocket cost-sharing expenses such as deductibles and co-payments. The programs include four tiers: Qualified Medicare Beneficiary (QMB), which pays Medicare Part A and Part B premiums, deductibles, and Part B co-insurance (20%) for individuals with incomes at...