{"status":200,"message":"Success","data":{"id":"a236a218-aeca-5e30-801e-7630a7ceb816","title":"Capital Access Down Payment Assistance","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"bfc260d5-b77c-43b5-bc9f-1a762728a9bf"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"wi:wheda-capital-access-dpa"}}},"status":{"value":"open","description":"Rolling — applications accepted continuously"},"description":"A $7,500 second mortgage at 0% interest with no monthly payments and a 30-year term, available with either WHEDA first mortgage. It became available again on a limited basis starting Jan. 15, 2026, with funding for 78 loans; reservations are first-come, first-served and the program closes once funds are committed.","funding":{"details":"$7,500","minAwardAmount":{"amount":"7500.00","currency":"USD"},"maxAwardAmount":{"amount":"7500.00","currency":"USD"}},"funders":{"primary":{"id":"4eecac7d-6e3d-594d-bac8-3f21041629fe","name":"Wisconsin Housing and Economic Development Authority","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"d8ed4d3a-175e-48e6-b932-21576bd609f4","allIds":[{"id":"d8ed4d3a-175e-48e6-b932-21576bd609f4","status":"active"}]},"org:us:wi:agency":{"registry":{"code":"org:us:wi:agency","url":"https://opengrants.io/common-grants/registries/org-us-wi-agency.json"},"id":"WHEDA"}}}}},"keyDates":{"closeDate":{"name":"Application deadline","eventType":"other","details":"Ongoing","description":"Rolling — applications accepted continuously"},"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Rolling; first-come, first-served reservations until available funds are committed"}}},"acceptedApplicantTypes":[{"value":"individual","description":"Individual"}],"source":"https://www.wheda.com/homeownership-and-renters/home-buyers/available-programs","customFields":{"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Borrower using a WHEDA first mortgage and within the Capital Access DPA's separate Total Household Compliance Income Limits; a property address is required to reserve funds (no pre-approval reservations). Home buyers using a WHEDA Advantage Conventional or FHA first mortgage, under separate (generally lower) income limits."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://www.wheda.com/developers-and-property-managers/competitive-loan-financing","description":"Wisconsin Housing and Economic Development Authority grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-03T19:41:17Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"WI","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"wheda","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"WHEDA","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://www.wheda.com/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Individual"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Home buyers using a WHEDA Advantage Conventional or FHA first mortgage, under separate (generally lower) income limits.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Provides a $7,500, 0%-interest deferred second mortgage for down payment assistance on a limited-funding basis.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Statewide","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"$7,500","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAvailableFunds":{"name":"estimatedAvailableFunds","fieldType":"string","value":"Funding for 78 loans (as of the Jan. 15, 2026 reopening)","description":"Estimated total available, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Apply through a WHEDA-approved lender with a WHEDA first mortgage; the lender reserves funds once a property address is known.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Rolling; first-come, first-served reservations until available funds are committed","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Rolling","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"Repayable deferred second mortgage; very limited funding; maximum 105% combined LTV.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"wheda-capital-access-dpa","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-wisconsin/#p-wheda-capital-access-dpa","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://www.wheda.com/homeownership-and-renters/home-buyers/available-programs","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-03","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-03T18:00:03.097079+00:00","lastModifiedAt":"2026-11-09T12:35:40Z","competitions":[],"awards":[]}}