{"status":200,"message":"Success","data":{"id":"1c6d3e19-8c53-5af5-b864-b32d9a5e55e2","title":"Restore Main Street Loan","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"2f462342-2833-4366-9769-78632bad2afa"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"wi:wheda-restore-main-street-loan"}}},"status":{"value":"closed","description":"Listing closed"},"description":"A competitive loan to improve second- and third-floor rental housing in two- or three-story buildings with commercial use on the ground floor, covering heating, electrical, plumbing, roof, window, insulation and similar repairs and lead, asbestos or mold remediation. Total funding is $90 million, with $2,352,545 awarded as of spring 2026. Spring 2026 terms allow up to $50,000 per unit or 33% of rehabilitation costs, whichever is less, at 0% (rate set per round).","funding":{"details":"Up to $50,000 per unit or 33% of total rehabilitation costs, whichever is less"},"funders":{"primary":{"id":"4eecac7d-6e3d-594d-bac8-3f21041629fe","name":"Wisconsin Housing and Economic Development Authority","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"d8ed4d3a-175e-48e6-b932-21576bd609f4","allIds":[{"id":"d8ed4d3a-175e-48e6-b932-21576bd609f4","status":"active"}]},"org:us:wi:agency":{"registry":{"code":"org:us:wi:agency","url":"https://opengrants.io/common-grants/registries/org-us-wi-agency.json"},"id":"WHEDA"}}}}},"keyDates":{"otherDates":{"nextCycle":{"name":"Expected next cycle","eventType":"other","details":"Expected: spring 2027","description":"Projected from the program cycle, not a confirmed date"},"cycle":{"name":"Application cycle","eventType":"other","details":"Competitive spring and fall cycles; Fall 2026 applications due Nov. 6, 2026 (Procorem WorkCenter requests were due Oct. 30, 2026); awards expected December 2026"}},"closeDate":{"name":"Application deadline","eventType":"singleDate","date":"2026-11-06","description":"From the OpenGrants listing (live)"}},"acceptedApplicantTypes":[{"value":"for_profit_small_business","description":"Business"},{"value":"for_profit_not_small_business","description":"Business"},{"value":"individual","description":"Individual"},{"value":"non_profit_with_501c3","description":"Nonprofit"},{"value":"nonprofit_without_501c3","description":"Nonprofit"}],"source":"https://www.wheda.com/developers-and-property-managers/competitive-loan-financing/restore-main-street","customFields":{"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Owner of rental housing (not a local government or tribe) in a building at least 40 years old whose housing has not been improved for at least 20 years and is vacant or underutilized; other financing and permits secured; the local government must have reduced housing costs through regulatory changes and updated its comprehensive plan housing element. Units must be affordable at or below 100% of area median income. Any owner of rental housing other than a city, village, town, county, or federally recognized American Indian tribe or band."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://www.wheda.com/developers-and-property-managers/competitive-loan-financing","description":"Wisconsin Housing and Economic Development Authority grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSource":{"name":"fundingSource","fieldType":"string","value":"State","description":"State, Federal, Federal and State, or Other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-03T19:41:17Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"WI","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"wheda","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"WHEDA","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://www.wheda.com/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Business","Individual","Nonprofit"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Any owner of rental housing other than a city, village, town, county, or federally recognized American Indian tribe or band.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Helps renovate rental units above street-level commercial space in existing main-street buildings.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Statewide","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSourceNotes":{"name":"fundingSourceNotes","fieldType":"string","value":"Act 15 Main Street Rehabilitation Revolving Loan Fund (2023 bipartisan housing legislation package)","description":"Notes on the source of funds","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Up to $50,000 per unit or 33% of total rehabilitation costs, whichever is less","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAvailableFunds":{"name":"estimatedAvailableFunds","fieldType":"string","value":"$90 million total ($2,352,545 awarded as of spring 2026)","description":"Estimated total available, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Direct application: submit a Procorem WorkCenter Request Form, then the Restore Main Street application to WHEDA through Procorem.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"statutoryAuthority":{"name":"statutoryAuthority","fieldType":"string","value":"s. 234.661, Wis. Stats.","description":"Statute or rule authorizing the program","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Competitive spring and fall cycles; Fall 2026 applications due Nov. 6, 2026 (Procorem WorkCenter requests were due Oct. 30, 2026); awards expected December 2026","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Closed Nov 6, 2026","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"Repayable subordinate loan; affordability for the longer of 10 years or full repayment; unlimited personal or corporate guarantee generally required; must be repaid if the property is refinanced 10 or more years after conversion.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"wheda-restore-main-street-loan","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-wisconsin/#p-wheda-restore-main-street-loan","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://www.wheda.com/developers-and-property-managers/competitive-loan-financing/restore-main-street","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-03","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-03T18:00:03.097079+00:00","lastModifiedAt":"2026-11-09T12:40:12Z","competitions":[],"awards":[]}}