{"status":200,"message":"Success","data":{"id":"04a4e6e2-3772-5b6e-83a2-8ecd19c056fb","title":"State Trust Fund Loan Program","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"609007a3-e063-446e-b79e-37d7d2af7ac6"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"wi:bcpl-state-trust-fund-loans"}}},"status":{"value":"open","description":"Rolling — applications accepted continuously"},"description":"BCPL lends trust fund money as general obligation loans (2- to 20-year fixed rates, backed by a tax levy pledge) and revenue obligation loans (2- to 30-year terms, secured by project revenues such as TIF increments). Loans support economic development, infrastructure, equipment, vehicles and building improvements; loans over 10 years are limited to public purpose projects. There are no application, origination or prepayment fees, and funds are typically available 30-45 days after the application request.","funding":{"details":"Varies — check official page. General obligation rates (rev. 09/23/2026): 6.25% for 2-5 years, 6.50% for 6-10 years, 7.00% for 11-20 years; revenue loan rates are set per transaction."},"funders":{"primary":{"id":"b8def419-dfa3-55b4-b121-2ab95fe4ce97","name":"Wisconsin Board of Commissioners of Public Lands","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"2deafbae-eb2a-42d4-8b67-f886420925c9","allIds":[{"id":"2deafbae-eb2a-42d4-8b67-f886420925c9","status":"active"}]},"org:us:wi:agency":{"registry":{"code":"org:us:wi:agency","url":"https://opengrants.io/common-grants/registries/org-us-wi-agency.json"},"id":"BCPL"}}}}},"keyDates":{"closeDate":{"name":"Application deadline","eventType":"other","details":"Ongoing","description":"Rolling — applications accepted continuously"},"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Rolling; the BCPL Board meets the first and third Tuesdays of each month"}}},"acceptedApplicantTypes":[{"value":"government_state","description":"Public Agency"},{"value":"government_county","description":"Public Agency"},{"value":"government_municipal","description":"Public Agency"},{"value":"government_special_district","description":"Public Agency"},{"value":"school_district_independent","description":"School District"},{"value":"higher_education_public","description":"Higher Education"},{"value":"higher_education_private","description":"Higher Education"}],"source":"https://bcpl.wisconsin.gov/Pages/LoanProgramHomePage.aspx","customFields":{"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Wisconsin school districts and municipalities as defined by s. 67.01(5), Wis. Stats., plus other statutorily defined entities including technical college districts, sanitary and sewerage districts, lake districts, drainage districts, CESAs and federated library systems. Revenue loans carry added underwriting. Wisconsin municipalities as defined by s. 67.01(5), Wis. Stats., and school districts: towns, villages, cities, counties, school districts, technical college districts, public inland lake protection and rehabilitation districts, town sanitary districts, metropolitan sewerage districts and systems, joint sewerage systems, consortiums, CESAs, federated public library systems and drainage districts."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://bcpl.wisconsin.gov/Pages/LoanProgramHomePage.aspx","description":"Wisconsin Board of Commissioners of Public Lands grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSource":{"name":"fundingSource","fieldType":"string","value":"State","description":"State, Federal, Federal and State, or Other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-03T19:41:17Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"WI","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"bcpl","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"BCPL","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://bcpl.wisconsin.gov/Pages/Home.aspx","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development","Education"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Public Agency","School District","Higher Education"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Wisconsin municipalities as defined by s. 67.01(5), Wis. Stats., and school districts: towns, villages, cities, counties, school districts, technical college districts, public inland lake protection and rehabilitation districts, town sanitary districts, metropolitan sewerage districts and systems, joint sewerage systems, consortiums, CESAs, federated public library systems and drainage districts.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Provides fixed-rate loans to Wisconsin municipalities and school districts for public projects, with interest funding public school library materials.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Statewide","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSourceNotes":{"name":"fundingSourceNotes","fieldType":"string","value":"State trust funds, including the Common School Fund","description":"Notes on the source of funds","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Varies — check official page. General obligation rates (rev. 09/23/2026): 6.25% for 2-5 years, 6.50% for 6-10 years, 7.00% for 11-20 years; revenue loan rates are set per transaction.","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Direct application: submit a Loan Application Request Form to BCPL; BCPL mails a custom application and borrowing resolution, which the governing body approves at a noticed meeting before the clerk returns it at least 10 business days before a BCPL board meeting.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Rolling; the BCPL Board meets the first and third Tuesdays of each month","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Rolling","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"General obligation loans require a tax levy pledge; annual payments due March 15; prepayment allowed only January 1 to August 31 with 30 days' notice; revenue loans secured by tax increments are limited so annual payments do not exceed 80% of prior-year shared revenue, and missed payments trigger interception of state aid.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"bcpl-state-trust-fund-loans","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-wisconsin/#p-bcpl-state-trust-fund-loans","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://bcpl.wisconsin.gov/Pages/LoanProgramHomePage.aspx","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-03","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-03T17:59:35.391703+00:00","lastModifiedAt":"2026-11-09T12:34:29Z","competitions":[],"awards":[]}}