{"status":200,"message":"Success","data":{"id":"38154f70-41f6-56cf-a059-2460ac9ddf64","title":"SC Housing Homebuyer (Bond) Program and Down Payment Assistance","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"58e72ff6-b885-4d65-ad10-21add88109d5"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"sc:housing-homebuyer-program-down-payment-assistance"}}},"status":{"value":"custom","customValue":"Confirm with agency","description":"Varies — check official page"},"description":"SC Housing's Homebuyer (Bond) Program offers 30-year fixed-rate home loans statewide through approved lenders, focused on first-time buyers. Borrowers can receive $10,000 in down payment and closing cost assistance as a 0% second lien with no monthly payment, forgiven after 15 years in the home. Loans must be FHA, VA or USDA insured or meet Fannie Mae HFA Preferred or Freddie Mac HFA Advantage guidelines.","funding":{"details":"$10,000 forgivable down payment assistance","maxAwardAmount":{"amount":"10000.00","currency":"USD"}},"funders":{"primary":{"id":"77708429-3dce-5ef4-82a4-58b4f87d4226","name":"South Carolina State Housing Finance and Development Authority","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"6d2acd54-08c8-415f-a0e3-0b050a0b6460","allIds":[{"id":"6d2acd54-08c8-415f-a0e3-0b050a0b6460","status":"active"}]},"org:us:sc:agency":{"registry":{"code":"org:us:sc:agency","url":"https://opengrants.io/common-grants/registries/org-us-sc-agency.json"},"id":"SC Housing"}}}}},"keyDates":{"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Ongoing through approved lending partners."}}},"acceptedApplicantTypes":[{"value":"individual","description":"Individual"}],"source":"https://schousing.sc.gov/homebuyers/programs-homebuyers/sc-housing-homebuyer-program","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"name":"SC Housing homeownership","email":"mortgage.production@schousing.com","phone":"803.896.2211"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"First-time homebuyers (or repeat buyers in targeted areas) meeting the 2026/2027 county household income and home price limits and lender underwriting. First-time homebuyers, and eligible repeat buyers in targeted areas, within county income and home price limits; community lending options add reduced rates for County First targeted areas, families with a disabled member, first-generation buyers and Housing Choice Voucher holders."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://schousing.sc.gov/development","description":"South Carolina State Housing Finance and Development Authority grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-04T07:03:43Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"SC","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"housing","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"SC Housing","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://schousing.sc.gov/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Individual"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"First-time homebuyers, and eligible repeat buyers in targeted areas, within county income and home price limits; community lending options add reduced rates for County First targeted areas, families with a disabled member, first-generation buyers and Housing Choice Voucher holders.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Fixed-rate first mortgages with $10,000 forgivable down payment assistance for first-time buyers.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Statewide","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"$10,000 forgivable down payment assistance","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Direct application: through an SC Housing approved lending partner in the county where you plan to buy.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Ongoing through approved lending partners.","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Varies — check official page","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"The assistance is a 15-year (180-month) second lien, forgiven only if the borrowers stay in the home for the full term; county income and price limits apply.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"housing-homebuyer-program-down-payment-assistance","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-south-carolina/#p-housing-homebuyer-program-down-payment-assistance","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://schousing.sc.gov/homebuyers/programs-homebuyers/sc-housing-homebuyer-program","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-03","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-04T05:37:50.65791+00:00","lastModifiedAt":"2026-11-08T00:50:52Z","competitions":[],"awards":[]}}