{"status":200,"message":"Success","data":{"id":"ff748b5a-912e-5272-96fe-4c698faff723","title":"New Jersey Water Bank Clean Water Financing Program","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"7f3d0427-eed9-4c01-800c-319a7147b319"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"nj:dep-new-jersey-water-bank-clean-water-financing"}}},"status":{"value":"open","description":"Rolling — applications accepted continuously"},"description":"Formerly the Environmental Infrastructure Financing Program, the Water Bank's clean water program, run jointly by DEP and the New Jersey Infrastructure Bank, provides low-interest loans for wastewater treatment, stormwater and nonpoint source management, and potable water facilities, as well as open space purchase, remediation (including brownfields) and well sealing. DEP lends at 0% for roughly half the allowable cost and the Infrastructure Bank lends the rest at market rate or less, both over about 30 years. Principal forgiveness and grants are available for disadvantaged communities and high-priority projects such as PFAS, lead and combined sewer overflows.","funding":{"details":"Varies — check official page"},"funders":{"primary":{"id":"d2678812-e44c-59eb-8bab-098718f6a06c","name":"New Jersey Department of Environmental Protection","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"d9b24fce-ead0-47ba-8ef9-e4beece47e15","allIds":[{"id":"d9b24fce-ead0-47ba-8ef9-e4beece47e15","status":"active"}]},"org:us:nj:agency":{"registry":{"code":"org:us:nj:agency","url":"https://opengrants.io/common-grants/registries/org-us-nj-agency.json"},"id":"NJDEP"}}}}},"keyDates":{"closeDate":{"name":"Application deadline","eventType":"other","details":"Ongoing","description":"Rolling — applications accepted continuously"},"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Rolling; applications and documents accepted year-round"}}},"acceptedApplicantTypes":[{"value":"government_state","description":"Public Agency"},{"value":"government_county","description":"Public Agency"},{"value":"government_municipal","description":"Public Agency"},{"value":"government_special_district","description":"Public Agency"},{"value":"for_profit_small_business","description":"Business"},{"value":"for_profit_not_small_business","description":"Business"}],"source":"https://dep.nj.gov/grantandloanprograms/new-jersey-water-bank-njwb-program/","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"email":"waterbankinfo@dep.nj.gov"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Local government units and authorities constructing or improving wastewater, stormwater or nonpoint source facilities, and private water utilities; projects are ranked under the annual Federal Priority System and certified by list rank, available funds and readiness. Municipalities, counties, sewerage or utility authorities, joint meetings, improvement authorities and other local government units building wastewater, stormwater or nonpoint source facilities, plus private water utilities."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://dep.nj.gov/grantandloanprograms/","description":"New Jersey Department of Environmental Protection grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSource":{"name":"fundingSource","fieldType":"string","value":"Federal and State","description":"State, Federal, Federal and State, or Other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-09T06:04:28Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"NJ","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"dep","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"NJDEP","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://dep.nj.gov/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Environment & Water"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Public Agency","Business"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Municipalities, counties, sewerage or utility authorities, joint meetings, improvement authorities and other local government units building wastewater, stormwater or nonpoint source facilities, plus private water utilities.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Low-interest loans for wastewater, stormwater, combined sewer overflow and other water quality projects.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSourceNotes":{"name":"fundingSourceNotes","fieldType":"string","value":"Clean Water State Revolving Fund through DEP and New Jersey Infrastructure Bank (I-Bank) bonds; roughly $600 million to $800 million is available per state fiscal year.","description":"Notes on the source of funds","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Varies — check official page","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Direct application: set up an account on I-Bank's H2LOans portal, get the project ranked on the Project Priority List, then submit the commitment letter, Clean Water Letter of Intent (Step 3) and Clean Water Loan Application (Step 4).","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"electronicSubmission":{"name":"electronicSubmission","fieldType":"string","value":true,"description":"Where applications are submitted (url: … or email: …)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"statutoryAuthority":{"name":"statutoryAuthority","fieldType":"string","value":"P.L. 1985, c.329 (N.J.S.A. 58:11B-1 et seq.); P.L. 1992, c.88","description":"Statute or rule authorizing the program","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Rolling; applications and documents accepted year-round","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Rolling","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"A loan for most borrowers; must meet the year's planning, design and application deadlines and the Intended Use Plan's requirements to be certified.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTip":{"name":"applicantTip","fieldType":"string","value":"This is the same NJ Water Bank program I-Bank describes on njib.gov; one H2LOans application covers both lenders' shares.","description":"A non-obvious, actionable tip","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"dep-new-jersey-water-bank-clean-water-financing","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-new-jersey/#p-dep-new-jersey-water-bank-clean-water-financing","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://dep.nj.gov/grantandloanprograms/new-jersey-water-bank-njwb-program/","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-04","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-05T07:33:24.564469+00:00","lastModifiedAt":"2026-11-09T12:39:45Z","competitions":[],"awards":[]}}