{"status":200,"message":"Success","data":{"id":"8455ce5b-0197-5faa-aba6-0a6df9d2d6aa","title":"Volunteer Emergency Service Organization (VESO) Loan Program","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"fe0d5f05-60f3-4d52-a956-9e47ecedba6a"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"nj:dca-volunteer-emergency-service-organization-loan"}}},"status":{"value":"open","description":"Closes Jun 30, 2027"},"description":"The VESO Loan Program, run by DCA's Division of Fire Safety, is a revolving low-interest loan fund for volunteer emergency service organizations. Loans may buy or refurbish vehicles, purchase emergency service and personal protective equipment, or build, expand or rehabilitate facilities directly related to firefighting or emergency services. No grants are available.","funding":{"details":"$1,000 to $50,000","minAwardAmount":{"amount":"1000.00","currency":"USD"},"maxAwardAmount":{"amount":"50000.00","currency":"USD"}},"funders":{"primary":{"id":"f2dc5000-bb9c-5ba4-8bf4-c20a0031feb5","name":"New Jersey Department of Community Affairs","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"0fa2a32e-86bd-4728-86d8-689b9bee94dd","allIds":[{"id":"0fa2a32e-86bd-4728-86d8-689b9bee94dd","status":"active"}]},"org:us:nj:agency":{"registry":{"code":"org:us:nj:agency","url":"https://opengrants.io/common-grants/registries/org-us-nj-agency.json"},"id":"DCA"}}}}},"keyDates":{"closeDate":{"name":"Application deadline","eventType":"singleDate","date":"2027-06-30","description":"From the OpenGrants listing (live)"},"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"FY2027 listing open in SAGE with a June 30, 2027 submission deadline"}}},"acceptedApplicantTypes":[{"value":"non_profit_with_501c3","description":"Nonprofit"},{"value":"nonprofit_without_501c3","description":"Nonprofit"},{"value":"government_state","description":"Public Agency"},{"value":"government_county","description":"Public Agency"},{"value":"government_municipal","description":"Public Agency"},{"value":"government_special_district","description":"Public Agency"}],"source":"https://www.nj.gov/dca/divisions/dfs/pdf/veso.pdf","customFields":{"costSharing":{"name":"costSharing","fieldType":"object","value":{"details":"The SAGE listing says loans carry a matching requirement; no percentage is stated."},"description":"Cost-sharing / match requirement","schema":"https://commongrants.org/custom-fields/costSharing"},"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"name":"Lucille Ventres, VESO Loan Coordinator","email":"lucille.ventres@dca.nj.gov","phone":"(609) 913-4323"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Fully and partially volunteer fire companies, first aid squads and rescue squads established as New Jersey nonprofit corporations, fire departments or fire districts. More than one organization in a municipality may apply, but an organization holding a VESO loan is not eligible for a second. Volunteer fire companies and departments, volunteer ambulance and rescue squads, part-paid fire departments (New Jersey nonprofit corporations or fire departments) and fire districts."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://www.nj.gov/dca/dhcr/grants/index.shtml","description":"New Jersey Department of Community Affairs grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSource":{"name":"fundingSource","fieldType":"string","value":"State","description":"State, Federal, Federal and State, or Other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-09T06:04:28Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"NJ","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"dca","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"DCA","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://www.nj.gov/dca/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Disaster Prevention & Relief"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Nonprofit","Public Agency"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Volunteer fire companies and departments, volunteer ambulance and rescue squads, part-paid fire departments (New Jersey nonprofit corporations or fire departments) and fire districts.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Low-interest loans for fire and EMS vehicles, equipment and buildings.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSourceNotes":{"name":"fundingSourceNotes","fieldType":"string","value":"Revolving fund started with a $2,000,000 state appropriation; repayments are re-lent.","description":"Notes on the source of funds","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"$1,000 to $50,000","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Direct application: apply through DCA's SAGE system (Volunteer Emergency Service Organization Loan 2027) or request an application from the VESO Loan Coordinator, Division of Fire Safety.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"electronicSubmission":{"name":"electronicSubmission","fieldType":"string","value":true,"description":"Where applications are submitted (url: … or email: …)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"FY2027 listing open in SAGE with a June 30, 2027 submission deadline","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Jun 30, 2027","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"Equal annual repayments due on the loan anniversary; late payments incur a 1/2% per month penalty; the balance is due before dissolution or reorganization; nonpayment can be referred to the Attorney General for collection. Loans cannot fund eating halls or social rooms.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"dca-volunteer-emergency-service-organization-loan","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-new-jersey/#p-dca-volunteer-emergency-service-organization-loan","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://www.nj.gov/dca/divisions/dfs/pdf/veso.pdf","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-04","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-05T07:33:24.564469+00:00","lastModifiedAt":"2026-11-09T12:34:29Z","competitions":[],"awards":[]}}