{"status":200,"message":"Success","data":{"id":"c9469128-e4a9-5c1e-876e-c23b70d10045","title":"State Infrastructure Bank (SIB) Loan Program","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"7e2cfbd6-b458-43c1-aea7-d7cdd219e041"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"mi:mdot-state-infrastructure-bank-loan-program"}}},"status":{"value":"open","description":"Rolling — applications accepted continuously"},"description":"The SIB loan program finances eligible transportation improvements for public entities and complements traditional funding, including for urgent or emergency financing needs. Highway, transit, rail and intermodal projects are considered at any project stage, from planning through construction. It cannot fund operating or administrative costs and is not a grant fund.","funding":{"details":"Generally not above $2,000,000; no minimum"},"funders":{"primary":{"id":"28a7aed7-d5f0-5cc0-8cb2-2eeec532ab33","name":"Michigan Department of Transportation","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"30951974-a415-4a4c-9485-b43cae81ead8","allIds":[{"id":"30951974-a415-4a4c-9485-b43cae81ead8","status":"active"},{"id":"047cbdfd-4f23-48d8-93c5-ebef959ecfc4","status":"active"}]},"org:us:mi:agency":{"registry":{"code":"org:us:mi:agency","url":"https://opengrants.io/common-grants/registries/org-us-mi-agency.json"},"id":"MDOT"}}}}},"keyDates":{"closeDate":{"name":"Application deadline","eventType":"other","details":"Ongoing","description":"Rolling — applications accepted continuously"},"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Rolling; the page says applications are accepted year around and usually evaluated within 30 days."}}},"acceptedApplicantTypes":[{"value":"government_state","description":"Public Agency"},{"value":"government_county","description":"Public Agency"},{"value":"government_municipal","description":"Public Agency"},{"value":"government_special_district","description":"Public Agency"}],"source":"https://www.michigan.gov/mdot/programs/grant-programs/sib","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"name":"Jessica Pierce, SIB Loan Coordinator","email":"PierceJ3@michigan.gov","phone":"517-388-7680"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Act 51 eligible public entities (county road commissions, cities, villages or MDOT) with eligible highway, rail or transit projects, and an identified revenue source to repay the loan. Act 51 eligible public entities: county road commissions, cities, villages, or MDOT. Other public and private entities cannot apply but may partner with an eligible borrower."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://www.michigan.gov/mdot/programs/grant-programs","description":"Michigan Department of Transportation grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-09T06:04:15Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"MI","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"mdot","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"MDOT","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://www.michigan.gov/mdot","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Transportation"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Public Agency"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Act 51 eligible public entities: county road commissions, cities, villages, or MDOT. Other public and private entities cannot apply but may partner with an eligible borrower.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Loans to public entities for eligible highway, transit, rail and intermodal projects.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Statewide","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Generally not above $2,000,000; no minimum","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Direct application: talk with the SIB coordinator, then submit the brief loan application (form 1784); approved projects move to a state/local loan agreement.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"statutoryAuthority":{"name":"statutoryAuthority","fieldType":"string","value":"Section 350 of the National Highway System Designation Act of 1995","description":"Statute or rule authorizing the program","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Rolling; the page says applications are accepted year around and usually evaluated within 30 days.","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Rolling","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"Loans carry interest up to market rate and a maximum 20-year term, with the first payment due one year after disbursement. Agreements over $500,000 need State Administrative Board and State Transportation Commission approval, which can take up to 12 weeks.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"mdot-state-infrastructure-bank-loan-program","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-michigan/#p-mdot-state-infrastructure-bank-loan-program","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://www.michigan.gov/mdot/programs/grant-programs/sib","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-04","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-05T07:33:23.421434+00:00","lastModifiedAt":"2026-11-09T12:34:57Z","competitions":[],"awards":[]}}