{"status":200,"message":"Success","data":{"id":"c27c0562-5ade-44b2-adc7-f35e64436de6","title":"Net Zero Loan Program (Energy-Efficient Homes Construction Loan Program)","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"c27c0562-5ade-44b2-adc7-f35e64436de6"}},"status":{"value":"open","description":"Open — no deadline listed"},"description":"The Net Zero Loan Program provides low-interest construction loans to support the building or deep energy retrofit of homes in Maryland that produce as much or more energy than they consume. Eligible homes must achieve a Home Energy Rating System (HERS) score of 50 or lower, featuring advanced energy-efficient design, renewable energy resources, and innovative technology. The program also offers loan enhancements for applicants seeking financing through a private lender. Assistance type: loan.","funding":{},"funders":{"primary":{"id":"bcbcccdb-0afd-52f3-9f98-dd0257007c14","name":"Maryland Department of Housing and Community Development","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder"},"id":"8fedad3d-6e5f-4b39-b56f-6325a4cc09bf"}}}}},"source":"https://dhcd.maryland.gov/Energy-Home-Repair/Pages/Homeowner-Loans/NetZero.aspx","customFields":{"stateCode":{"name":"stateCode","fieldType":"string","value":"MD","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"dhcd","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"DHCD","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Community Development"],"description":"Categories on the OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"grant","description":"OpenGrants grant listings are grants unless the record says otherwise","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-10-29T08:48:16Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://dhcd.maryland.gov/Energy-Home-Repair/Pages/Homeowner-Loans/NetZero.aspx","description":"Listing URL on the OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"portfolio","description":"Auto-listed from the agency portfolio; no editorial card yet","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"portfolioSlug":{"name":"portfolioSlug","fieldType":"string","value":"md:portfolio:c27c0562-5ade-44b2-adc7-f35e64436de6","description":"Portfolio key","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-09-17T17:21:26.523134+00:00","lastModifiedAt":"2026-11-09T12:39:01Z","keyDates":{},"competitions":[],"awards":[]}}