{"status":200,"message":"Success","data":{"id":"3bc5ec45-4294-4708-9fc5-90393ed6fbbb","title":"BeSMART Home Loan Program","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"3bc5ec45-4294-4708-9fc5-90393ed6fbbb"}},"status":{"value":"open","description":"Open — no deadline listed"},"description":"The BeSMART Home Loan Program provides unsecured financing to Maryland homeowners to improve the energy efficiency and comfort of their homes. Eligible improvements include insulation, air sealing, ENERGY STAR heating and cooling systems, hot water heaters, appliances, windows, doors, lighting, thermostats, geothermal heat pumps, solar photovoltaic systems (up to 50% of total loan), and health and safety costs related to energy improvements such as mold remediation and radon mitigation (up to...","funding":{},"funders":{"primary":{"id":"bcbcccdb-0afd-52f3-9f98-dd0257007c14","name":"Maryland Department of Housing and Community Development","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder"},"id":"8fedad3d-6e5f-4b39-b56f-6325a4cc09bf"}}}}},"source":"https://dhcd.maryland.gov/Energy-Home-Repair/pages/homeowner-loans/besmart.aspx","customFields":{"stateCode":{"name":"stateCode","fieldType":"string","value":"MD","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"dhcd","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"DHCD","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Community Development"],"description":"Categories on the OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"grant","description":"OpenGrants grant listings are grants unless the record says otherwise","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-10-29T08:48:16Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://dhcd.maryland.gov/Energy-Home-Repair/pages/homeowner-loans/besmart.aspx","description":"Listing URL on the OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"portfolio","description":"Auto-listed from the agency portfolio; no editorial card yet","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"portfolioSlug":{"name":"portfolioSlug","fieldType":"string","value":"md:portfolio:3bc5ec45-4294-4708-9fc5-90393ed6fbbb","description":"Portfolio key","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-09-17T17:15:13.18822+00:00","lastModifiedAt":"2026-11-09T12:40:33Z","keyDates":{},"competitions":[],"awards":[]}}