{"status":200,"message":"Success","data":{"id":"a34e8215-5f92-5903-a8d3-ceca4a19bc7c","title":"HomeStart Plus","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"eec6a180-2046-46a8-9eab-54e3f3e254c2"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"la:lhc-homestart-plus"}}},"status":{"value":"custom","customValue":"Confirm with agency","description":"Varies — check official page"},"description":"HomeStart Plus uses Community Development Block Grant disaster recovery funds to help first-time homebuyers purchase a home in designated parishes affected by Hurricanes Laura, Delta and Ida. It combines a 30-year fixed-rate mortgage with a 0% interest forgivable second mortgage of up to 20% of the purchase price (up to $55,000) plus up to $5,000 in closing-cost assistance, forgiven monthly over 10 years.","funding":{"details":"Up to 20% of the purchase price, up to $55,000, plus up to $5,000 in closing-cost assistance","maxAwardAmount":{"amount":"55000.00","currency":"USD"}},"funders":{"primary":{"id":"616350ce-8030-5000-89b5-9bd4f4588d32","name":"Louisiana Housing Corporation","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"0ff8fceb-5d4f-4197-9e28-3c20ff592c29","allIds":[{"id":"0ff8fceb-5d4f-4197-9e28-3c20ff592c29","status":"active"}]},"org:us:la:agency":{"registry":{"code":"org:us:la:agency","url":"https://opengrants.io/common-grants/registries/org-us-la-agency.json"},"id":"LHC"}}}}},"keyDates":{"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Ongoing loan program offered through participating lenders; no application window is stated."}}},"acceptedApplicantTypes":[{"value":"individual","description":"Individual"}],"source":"https://www.lhc.la.gov/homestartplus","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"phone":"225-763-8700"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"First-time homebuyers purchasing in a designated parish affected by Hurricanes Laura, Delta or Ida, with projected household income at or below 80% of HUD area median income, a minimum 640 credit score and homebuyer education; certain properties in Special Flood Hazard Areas (Zones A, AE or V) are not eligible."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://www.lhc.la.gov/","description":"Louisiana Housing Corporation grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSource":{"name":"fundingSource","fieldType":"string","value":"Federal","description":"State, Federal, Federal and State, or Other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-04T07:04:55Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"LA","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"lhc","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"LHC","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://www.lhc.la.gov/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development","Disaster Prevention & Relief"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Individual"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Up to 20% of the purchase price, up to $55,000, plus up to $5,000 in closing-cost assistance","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Through an LHC participating lender; LHC's homeownership programs are administered with eHousing Plus, and the participating lender directory is linked from the program page.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Ongoing loan program offered through participating lenders; no application window is stated.","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Varies — check official page","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"Borrower must contribute the greater of 1% of the purchase price or $1,500 (and may invest no more than the greater of 10% or $10,000); homeowners and flood insurance must be maintained for the life of the second mortgage, which is forgiven monthly over 120 months.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"lhc-homestart-plus","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-louisiana/#p-lhc-homestart-plus","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://www.lhc.la.gov/homestartplus","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-04","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-04T05:37:54.498407+00:00","lastModifiedAt":"2026-11-09T12:39:51Z","competitions":[],"awards":[]}}