{"status":200,"message":"Success","data":{"id":"5531421b-0489-5024-b709-1a33a41dd6dd","title":"Small Business Loan Guaranty Program (SSBCI)","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"17d7f9d1-f89c-4e05-8d03-fd493d0cb1f5"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"la:led-small-business-loan-guaranty-program"}}},"status":{"value":"open","description":"Rolling — applications accepted continuously"},"description":"Part of Louisiana Opportunity Capital (SSBCI), the Small Business Loan Guaranty Program gives banks and other lenders a state guarantee on loans to Louisiana small businesses that have trouble qualifying for traditional business loans. It is not a direct loan or grant; the guarantee covers up to 80% of the loan or $1.5 million.","funding":{"details":"Guarantee of up to 80% or $1.5 million","maxAwardAmount":{"amount":"1500000.00","currency":"USD"}},"funders":{"primary":{"id":"6df5a644-335f-5ee8-8ff6-b0f574014685","name":"Louisiana Economic Development","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"2de8a3ae-e6b7-484b-8651-1991692e6e6a","allIds":[{"id":"2de8a3ae-e6b7-484b-8651-1991692e6e6a","status":"active"}]},"org:us:la:agency":{"registry":{"code":"org:us:la:agency","url":"https://opengrants.io/common-grants/registries/org-us-la-agency.json"},"id":"LED"}}}}},"keyDates":{"closeDate":{"name":"Application deadline","eventType":"other","details":"Ongoing","description":"Rolling — applications accepted continuously"},"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Rolling while SSBCI funds last (SSBCI is authorized for seven years)."}}},"acceptedApplicantTypes":[{"value":"for_profit_small_business","description":"Business"},{"value":"for_profit_not_small_business","description":"Business"}],"source":"https://www.louisianassbci.com/programs/small-business-loan-guaranty/","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"name":"Lauren Cullins","email":"Lauren.Cullins@la.gov","phone":"225-342-5553"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Businesses authorized to do business in Louisiana with a Louisiana office and 500 or fewer employees; loans of $100,000 or less must create or retain at least one job, loans over $100,000 must create at least two new permanent jobs. Ineligible: restaurants and food vendors in business under 2 years, bars, gaming, pyramid sales, financial services, speculative real estate, owner-to-owner buyouts, refinancing, amusement or camping facilities, and federally prohibited businesses."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://www.opportunitylouisiana.gov/","description":"Louisiana Economic Development grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSource":{"name":"fundingSource","fieldType":"string","value":"Federal","description":"State, Federal, Federal and State, or Other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-04T07:04:55Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"LA","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"led","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"LED","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://www.opportunitylouisiana.gov/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Business"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Guarantee of up to 80% or $1.5 million","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Through a lender: download the Loan Guaranty application from LouisianaSSBCI.com, contact an LED Preferred Lender or any insured bank, credit union or CDFI, and complete the lender's loan application; the lender submits the package to LEDC, whose committee or board decides.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Rolling while SSBCI funds last (SSBCI is authorized for seven years).","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Rolling","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"Guaranty fee of 0% to 2% of the guaranteed amount based on risk; 15% minimum equity; the lender's normal underwriting still applies; job creation or retention required.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"led-small-business-loan-guaranty-program","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-louisiana/#p-led-small-business-loan-guaranty-program","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://www.louisianassbci.com/programs/small-business-loan-guaranty/","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-04","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-04T05:37:54.498407+00:00","lastModifiedAt":"2026-11-09T12:38:58Z","competitions":[],"awards":[]}}