{"status":200,"message":"Success","data":{"id":"1101d57e-5745-52aa-8e94-e1d97254d3d3","title":"State Energy Loan Program","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"b93a4ad5-b4f6-4118-b755-efaeedef3a20"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"id:id-oemr-state-energy-loan-program"}}},"status":{"value":"open","description":"Closes Dec 31, 2026"},"description":"OEMR's State Energy Loan Program has made low-interest loans for energy projects in Idaho since the 1980s. It now finances energy efficiency upgrades to single-family homes, including insulation, appliances, HVAC, lighting, weatherization, doors and windows, and solar, wind or geothermal systems. A registered or licensed contractor must be used, and the project must be approved and funded before installation starts.","funding":{"details":"Up to $40,000 per loan at 3% (3 years), 5% (5 years) or 7% (7 years)","maxAwardAmount":{"amount":"40000.00","currency":"USD"}},"funders":{"primary":{"id":"24493503-3453-5671-b271-d79123cbc60c","name":"Idaho Governor's Office of Energy and Mineral Resources","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"5069a3a0-598e-4bc8-a3e1-dbf7a85b8f41","allIds":[{"id":"5069a3a0-598e-4bc8-a3e1-dbf7a85b8f41","status":"active"}]},"org:us:id:agency":{"registry":{"code":"org:us:id:agency","url":"https://opengrants.io/common-grants/registries/org-us-id-agency.json"},"id":"OEMR"}}}}},"keyDates":{"closeDate":{"name":"Application deadline","eventType":"singleDate","date":"2026-12-31","description":"From the OpenGrants listing (live)"},"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"First come, first served until the funding limit is met or December 31, 2026, whichever comes first"}}},"acceptedApplicantTypes":[{"value":"individual","description":"Individual"}],"source":"https://oemr.idaho.gov/loan-program/","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"name":"Becky Torgrimson","email":"becky.torgrimson@oer.idaho.gov"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Idaho residents with a warranty deed or recent deed of trust on a single-family residence who pass a credit check; no income test. Projects installed before loan approval and closing are ineligible. Idaho residents who own a single-family home and can show a warranty deed or recent deed of trust and pass a credit check; multi-family and commercial properties are not eligible. No income requirement."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://oemr.idaho.gov/","description":"Idaho Governor's Office of Energy and Mineral Resources grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-09T06:04:05Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"ID","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"oemr","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"OEMR","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://oemr.idaho.gov/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Energy","Housing, Community and Economic Development"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Individual"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Idaho residents who own a single-family home and can show a warranty deed or recent deed of trust and pass a credit check; multi-family and commercial properties are not eligible. No income requirement.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Low-interest loans for energy efficiency and renewable energy upgrades to single-family homes.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Statewide (Idaho)","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingSourceNotes":{"name":"fundingSourceNotes","fieldType":"string","value":"The page does not name the source of the loan fund.","description":"Notes on the source of funds","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"fundingMethod":{"name":"fundingMethod","fieldType":"string","value":"Advance(s)","description":"Reimbursement(s), Advance(s), Advances & Reimbursement(s) or Other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Up to $40,000 per loan at 3% (3 years), 5% (5 years) or 7% (7 years)","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Direct application: mail or email the Residential Project Application, project addendum(s), deed, photos and property map to OEMR; after review OEMR sends a credit application to a partner financial institution, then schedules an in-person closing.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"electronicSubmission":{"name":"electronicSubmission","fieldType":"string","value":true,"description":"Where applications are submitted (url: … or email: …)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"First come, first served until the funding limit is met or December 31, 2026, whichever comes first","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Dec 31, 2026","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"Loan must be repaid (3% over 3 years, 5% over 5 years or 7% over 7 years) and secured with real estate; a nonrefundable $100 credit analysis fee applies after the technical review; a licensed contractor is required and virtual closings are not offered.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTip":{"name":"applicantTip","fieldType":"string","value":"Do not buy or install anything before the loan closes; pre-installed projects are ineligible. Homes over 45 years old need a SHPO review that can add up to 30 days.","description":"A non-obvious, actionable tip","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"id-oemr-state-energy-loan-program","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-idaho/#p-id-oemr-state-energy-loan-program","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://oemr.idaho.gov/loan-program/","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-04","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-04T13:29:05.334216+00:00","lastModifiedAt":"2026-11-09T12:32:48Z","competitions":[],"awards":[]}}