{"status":200,"message":"Success","data":{"id":"8c6beff7-2c09-5b2a-96d1-e679c8c9a3ec","title":"Hale Kamaʻāina Mortgage Program","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"e9d57bb4-238d-5777-8f90-efbe0b61cb25"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"hi:hhfdc-hale-kamaaina-mortgage-program"}}},"status":{"value":"custom","customValue":"Confirm with agency","description":"Varies — check official page"},"description":"The Hale Kamaʻāina Mortgage Program gives qualified first-time homebuyers competitive fixed-rate 30-year mortgage financing through participating lenders. HHFDC posts the current rates for government and conventional loans, and sets household income and purchase price limits by county, with higher limits in targeted areas.","funding":{"details":"Purchase price limits as of June 13, 2026 run from $613,662 (Hawaiʻi County, non-targeted) to $1,661,833 (Maui and Kalawao, targeted); the loan amount depends on the purchase"},"funders":{"primary":{"id":"df1e456f-46f5-5ef3-8470-23a5af6df17a","name":"Hawaiʻi Housing Finance and Development Corporation","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"89a906d0-8feb-5b1d-aa51-16399aa17b06","allIds":[{"id":"89a906d0-8feb-5b1d-aa51-16399aa17b06","status":"active"}]},"org:us:hi:agency":{"registry":{"code":"org:us:hi:agency","url":"https://opengrants.io/common-grants/registries/org-us-hi-agency.json"},"id":"HHFDC"}}}}},"keyDates":{"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"No deadline is stated. The page posts current mortgage rates and borrowers apply through participating lenders."}}},"acceptedApplicantTypes":[{"value":"individual","description":"Individual"}],"source":"https://dbedt.hawaii.gov/hhfdc/hk-mortgage-program/","customFields":{"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"A U.S. citizen or resident alien who is a bona fide Hawaiʻi resident, at least 18, with household income within program limits, who has completed a HUD-approved homeownership counseling program and is buying a principal residence. The borrower and spouse must not have owned a principal residence in the past three years; exceptions may apply to veterans and purchases in targeted areas. Income and purchase price limits vary by county and household size. First-time homebuyers who are Hawaiʻi residents, applying through participating lenders."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://dbedt.hawaii.gov/hhfdc/13850-hhfdcs-programs-for-housing-developers/","description":"Hawaiʻi Housing Finance and Development Corporation grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-15T06:04:25Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"HI","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"hhfdc","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"HHFDC","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://dbedt.hawaii.gov/hhfdc/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Individual"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"First-time homebuyers who are Hawaiʻi residents, applying through participating lenders.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Fixed-rate 30-year first mortgages for first-time homebuyers.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Statewide","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Purchase price limits as of June 13, 2026 run from $613,662 (Hawaiʻi County, non-targeted) to $1,661,833 (Maui and Kalawao, targeted); the loan amount depends on the purchase","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Contact a participating lender, which reviews eligibility, pre-qualifies the borrower and takes the loan application. Complete homebuyer education with a HUD-certified housing counseling agency, then find a home with a licensed real estate agent.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"No deadline is stated. The page posts current mortgage rates and borrowers apply through participating lenders.","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Varies — check official page","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"This is a mortgage that must be repaid. Borrowers receive a recapture tax notice, the home must be the borrower's principal residence, and household income and the purchase price must stay within the county limits.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"hhfdc-hale-kamaaina-mortgage-program","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-hawaii/#p-hhfdc-hale-kamaaina-mortgage-program","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://dbedt.hawaii.gov/hhfdc/hk-mortgage-program/","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-11","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-12T03:50:44.853Z","lastModifiedAt":"2026-11-15T14:38:02Z","competitions":[],"awards":[]}}