{"status":200,"message":"Success","data":{"id":"515a49ab-c2ee-5248-a4ac-3099b4d88b19","title":"GEM$ On-Bill Financing: Nonprofits, Small Businesses and Commercial Tenants","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"bbc3cc31-5912-52dd-9b33-a62499d15f83"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"hi:hgia-gems-on-bill-financing-commercial"}}},"status":{"value":"custom","customValue":"Confirm with agency","description":"Varies — check official page"},"description":"The Green Energy Money $aver On-Bill Financing Program lets nonprofits, small businesses and commercial tenants install energy improvements and repay through a program charge on the monthly electric bill, with the obligation tied to the utility meter. Qualified improvements include solar PV, HVAC, water heating, thermal storage, pumps, motors, building envelope, refrigeration and other commercial energy efficiency technologies.","funding":{"details":"Varies — check official page. Financing runs up to 20 years at below-market fixed rates."},"funders":{"primary":{"id":"354dd401-f385-5756-9724-55c515fa6a1f","name":"Hawaiʻi Green Infrastructure Authority","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"af05b0d8-8e8e-558a-9cd1-138af4d5c3eb","allIds":[{"id":"af05b0d8-8e8e-558a-9cd1-138af4d5c3eb","status":"active"}]},"org:us:hi:agency":{"registry":{"code":"org:us:hi:agency","url":"https://opengrants.io/common-grants/registries/org-us-hi-agency.json"},"id":"HGIA"}}}}},"keyDates":{"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"No deadline is stated."}}},"acceptedApplicantTypes":[{"value":"non_profit_with_501c3","description":"Nonprofit"},{"value":"nonprofit_without_501c3","description":"Nonprofit"},{"value":"for_profit_small_business","description":"Business"},{"value":"for_profit_not_small_business","description":"Business"}],"source":"https://gems.hawaii.gov/gems-inquiry-form-nonprofit/","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"phone":"(808) 587-3868"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"A nonprofit, small business, multifamily rental project or commercial tenant (with property owner approval) that is a Hawaiian Electric, Maui Electric or Hawaiʻi Electric Light customer on Rate Schedule G, J, DS or P. The improvement must be on the approved list, installed by a GEMS approved contractor, and meet the minimum bill savings test; energy efficiency contractors must also be Hawaiʻi Energy Clean Energy Allies. Nonprofits, small businesses (SBA size standards), multifamily rental projects and commercial tenants with property owner approval."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://gems.hawaii.gov/","description":"Hawaiʻi Green Infrastructure Authority grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-15T06:04:25Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"HI","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"hgia","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"HGIA","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://gems.hawaii.gov/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Energy"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Nonprofit","Business"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Nonprofits, small businesses (SBA size standards), multifamily rental projects and commercial tenants with property owner approval.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"On-bill loans for energy improvements at nonprofits and small businesses.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Hawaiian Electric, Maui Electric and Hawaiʻi Electric Light service areas","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Varies — check official page. Financing runs up to 20 years at below-market fixed rates.","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Submit a GEM$ application to HGIA, then select a GEMS approved contractor, who sends the proposed energy improvement to HGIA for analysis.","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"No deadline is stated.","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Varies — check official page","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"This is a loan repaid on the electric bill. The improvement must produce estimated bill savings of at least 5%, 10% or 15% depending on past disconnection notices.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"hgia-gems-on-bill-financing-commercial","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-hawaii/#p-hgia-gems-on-bill-financing-commercial","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://gems.hawaii.gov/gems-inquiry-form-nonprofit/","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-11","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-12T03:50:44.853Z","lastModifiedAt":"2026-11-15T14:38:04Z","competitions":[],"awards":[]}}