{"status":200,"message":"Success","data":{"id":"81fa373b-9f61-5249-815d-ec80bbe08c30","title":"Delaware Capital Access Program (DCAP)","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"d1748535-9b20-418a-996f-e40e69a5fbde"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"de:dsb-delaware-capital-access-program"}}},"status":{"value":"custom","customValue":"Confirm with agency","description":"Varies — check official page"},"description":"DCAP is a risk-pooling loan-loss reserve: when a participating lender enrolls a loan, the borrower (2%), the lender (2%) and DSB (4% from SSBCI funds, plus 0-20% from the Delaware Strategic Fund) pay one-time premiums into a reserve the lender can draw on if the borrower defaults. It helps businesses with minor collateral or credit issues get a loan or line of credit, with added benefits for socially or economically disadvantaged borrowers and areas.","funding":{"details":"Varies — check official page (loan size set by the lender)"},"funders":{"primary":{"id":"73661920-e628-566b-b48f-8a95b07f37e3","name":"Delaware Division of Small Business","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"f7ea0085-039b-41e7-8374-e1f79b46d33d","allIds":[{"id":"f7ea0085-039b-41e7-8374-e1f79b46d33d","status":"active"}]},"org:us:de:agency":{"registry":{"code":"org:us:de:agency","url":"https://opengrants.io/common-grants/registries/org-us-de-agency.json"},"id":"DSB"}}}}},"keyDates":{"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Rolling; lenders enroll loans at any time"}}},"acceptedApplicantTypes":[{"value":"for_profit_small_business","description":"Business"},{"value":"for_profit_not_small_business","description":"Business"},{"value":"non_profit_with_501c3","description":"Nonprofit"},{"value":"nonprofit_without_501c3","description":"Nonprofit"}],"source":"https://business.delaware.gov/state-small-business-credit-initiative-ssbci/","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"name":"Jory Moore, Business Finance Director","email":"jory.moore@delaware.gov"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Businesses or nonprofits with fewer than 750 employees authorized to do business in Delaware, borrowing for an industrial, commercial or agricultural purpose in Delaware from a participating lender; the loan cannot be used to refinance prior debt owed to the same lender. 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it is a credit enhancement to the lender, not money paid to the business.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"dsb-delaware-capital-access-program","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-delaware/#p-dsb-delaware-capital-access-program","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://business.delaware.gov/state-small-business-credit-initiative-ssbci/","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-03","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-04T05:38:22.68455+00:00","lastModifiedAt":"2026-11-09T12:34:25Z","competitions":[],"awards":[]}}