{"status":200,"message":"Success","data":{"id":"18e615a9-93b6-5d3e-bdc8-6c88d29d37f9","title":"Delaware Mortgage Program (Welcome Home and Open Door)","identifiers":{"systemId":{"registry":{"code":"opp:opengrants:system","url":"https://opengrants.io/common-grants/registries/opp-opengrants-system.json"},"id":"c89a01d5-c1f5-4c49-b29c-560e4da2684c"},"otherIds":{"opp:opengrants:program":{"registry":{"code":"opp:opengrants:program","url":"https://opengrants.io/common-grants/registries/opp-opengrants-program.json"},"id":"de:dsha-delaware-mortgage-program"}}},"status":{"value":"custom","customValue":"Confirm with agency","description":"Varies — check official page"},"description":"Housing Delaware's Delaware Mortgage Program offers 30-year fixed-rate first mortgages at or below market rates through participating lenders, using conventional, FHA, VA or USDA loan types. Welcome Home serves first-time buyers and Open Door serves first-time and repeat buyers; each can be paired with a down payment and closing cost assistance loan. Higher income and price limits apply in targeted census tracts.","funding":{"details":"Varies — check official page (purchase price up to $659,385 in New Castle, $566,354 in Kent and Sussex)"},"funders":{"primary":{"id":"16a6db82-6416-5d77-a496-e584ce4a052a","name":"Delaware State Housing Authority","identifiers":{"otherIds":{"org:opengrants:funder":{"registry":{"code":"org:opengrants:funder","url":"https://opengrants.io/common-grants/registries/org-opengrants-funder.json"},"id":"f4f59864-ae6d-4533-892e-62dd4365044f","allIds":[{"id":"f4f59864-ae6d-4533-892e-62dd4365044f","status":"active"}]},"org:us:de:agency":{"registry":{"code":"org:us:de:agency","url":"https://opengrants.io/common-grants/registries/org-us-de-agency.json"},"id":"DSHA"}}}}},"keyDates":{"otherDates":{"cycle":{"name":"Application cycle","eventType":"other","details":"Ongoing through participating lenders; rates updated regularly"}}},"acceptedApplicantTypes":[{"value":"individual","description":"Individual"}],"source":"https://www.destatehousing.com/homeownership-loans/","customFields":{"contactInfo":{"name":"contactInfo","fieldType":"object","value":{"name":"Homeownership team","phone":"(302) 739-4263"},"description":"Program contact","schema":"https://commongrants.org/custom-fields/contactInfo"},"eligibilityCriteria":{"name":"eligibilityCriteria","fieldType":"object","value":{"details":"Buyers with a minimum 620 credit score (659 or below must complete housing counseling) within income limits — Welcome Home up to $122,700-$141,105 in New Castle and $111,400-$128,110 in Kent and Sussex; Open Door up to $147,240-$184,050 in New Castle and $133,680-$167,100 in Kent and Sussex — and purchase price limits of $659,385 (New Castle) or $566,354 (Kent and Sussex). Homebuyers: Welcome Home is for first-time buyers; Open Door is for first-time and repeat buyers."},"description":"Who is eligible, in the funder's words","schema":"https://commongrants.org/custom-fields/eligibilityCriteria"},"additionalInfo":{"name":"additionalInfo","fieldType":"object","value":{"url":"https://www.destatehousing.com/build/","description":"Delaware State Housing Authority grants page"},"description":"Where the agency publishes its programs","schema":"https://commongrants.org/custom-fields/additionalInfo"},"fundingInstrument":{"name":"fundingInstrument","fieldType":"string","value":"loan","description":"grant, loan, grant+loan, tax credit, rebate, in-kind or other","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"lastSyncedAt":{"name":"lastSyncedAt","fieldType":"string","value":"2026-11-04T07:05:45Z","description":"When the OpenGrants record data behind this opportunity was last refreshed (UTC)","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stateCode":{"name":"stateCode","fieldType":"string","value":"DE","description":"USPS code of the state whose agency offers this funding","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyKey":{"name":"agencyKey","fieldType":"string","value":"dsha","description":"Portal key of the administering agency","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyAbbrev":{"name":"agencyAbbrev","fieldType":"string","value":"DSHA","description":"Administering agency abbreviation","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"agencyUrl":{"name":"agencyUrl","fieldType":"string","value":"https://www.destatehousing.com/","description":"Administering agency website","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"categories":{"name":"categories","fieldType":"array","value":["Housing, Community and Economic Development"],"description":"Portal categories","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypes":{"name":"applicantTypes","fieldType":"array","value":["Individual"],"description":"Portal applicant types","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"applicantTypesNotes":{"name":"applicantTypesNotes","fieldType":"string","value":"Homebuyers: Welcome Home is for first-time buyers; Open Door is for first-time and repeat buyers.","description":"Notes on who may apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"purpose":{"name":"purpose","fieldType":"string","value":"Below-market 30-year fixed-rate first mortgages for Delaware homebuyers.","description":"One-line purpose","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"geography":{"name":"geography","fieldType":"string","value":"Delaware","description":"Geographic limits within the state","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"estimatedAmounts":{"name":"estimatedAmounts","fieldType":"string","value":"Varies — check official page (purchase price up to $659,385 in New Castle, $566,354 in Kent and Sussex)","description":"Estimated award amounts, as published","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"howToApply":{"name":"howToApply","fieldType":"string","value":"Pass-through: apply with a Housing Delaware participating lender (directory on the DSHA site).","description":"How to apply","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cycle":{"name":"cycle","fieldType":"string","value":"Ongoing through participating lenders; rates updated regularly","description":"Application cycle pattern","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"nextDeadlineDisplay":{"name":"nextDeadlineDisplay","fieldType":"string","value":"Varies — check official page","description":"What the portal shows as the next deadline","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"deadlineSource":{"name":"deadlineSource","fieldType":"string","value":"record-live","description":"editorial, record or cycle","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"stringsAttached":{"name":"stringsAttached","fieldType":"string","value":"Income and purchase price limits apply, Welcome Home requires first-time buyer status, and buyers with scores of 659 or below must complete housing counseling.","description":"The catch: match, reporting, restrictions","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programSlug":{"name":"programSlug","fieldType":"string","value":"dsha-delaware-mortgage-program","description":"Stable program slug within the portal","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"programUrl":{"name":"programUrl","fieldType":"string","value":"https://opengrants.io/grants-in-delaware/#p-dsha-delaware-mortgage-program","description":"Program card on the portal page","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"opengrantsListingUrl":{"name":"opengrantsListingUrl","fieldType":"string","value":"https://www.destatehousing.com/homeownership-loans/","description":"Listing URL on the bound OpenGrants record","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"bindingMode":{"name":"bindingMode","fieldType":"string","value":"record","description":"record, upstream, pending-import or none","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"verifiedOn":{"name":"verifiedOn","fieldType":"string","value":"2026-11-03","description":"Date the official page was last checked","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"},"cardStatus":{"name":"cardStatus","fieldType":"string","value":"published","description":"published, needs_review or retired","schema":"https://opengrants.io/common-grants/schemas/state-portal-v1.json"}},"createdAt":"2026-11-04T05:38:22.68455+00:00","lastModifiedAt":"2026-11-09T12:32:22Z","competitions":[],"awards":[]}}